Homekey Mortgages

leading mortgage brokerage firm
offering seamless solutions
for all of your mortgage needs

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Helping find mortgage solutions to save you time and money

Get Your Residential or Commercial Mortgage Approved.

Whether you’re looking at buying a new home, investment property or refinance an existing property, you’re in good hands. In fact, from shopping around and negotiating right through closing we work for you, not the lenders. At Homekey Mortgages Inc., You will experience:

  • Customer Oriented Services
  • Highly Qualified and Experienced Mortgage Staff
  • Efficiency Through Flexibility

Why Choose Us

Lower Rates

We have access to multiple rates and lenders.


Many lender’s rates and mortgages can only be accessed through a mortgage broker. We have relationships with these lenders as well as banks.

We work for you

We work for our clients, not for the lenders.

Experience and Convenience

We have seen many different clients in varying financial situations. We can save you thousands in the process over the life of your mortgages.

Mortgage Solutions


Whether you are looking to buy your first home or your hundredth, your Homekey Mortgage Expert …


Are you looking to refinance your property to access some of the equity you have built up over the years? Maybe…

Second Mortgage

Second mortgages are a great option if you’re starting a new project or wanting to get back…


The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your…

Construction Financing

With the housing boom in the Lower Mainland and Fraser Valley showing no signs …

Securing Line of Credit

Whether you are financing your upcoming great occasion or seeking capital for…

Commercial Mortgage

Commercial mortgages are different from residential mortgages in a number of ways.

Alternative Lending

If big banks turned you down, we have access to a variety of alternate lenders …

Mortgage Blog & Resources

Types of Mortgages

Types of Mortgages

TYPES OF MORTGAGES Closes mortgages Closed mortgages generally have prepayment options of up to 20% of the original mortgage amount. If you decide to pay out, renegotiate or refinance before the end of the term of a closed mortgage, prepayment costs will be applied....

Type of Mortgage Interest Rates

Type of Mortgage Interest Rates

Type of Mortgage Interest Rates Fixed rate mortgages A fixed interest rate does not fluctuate during the mortgage term. This option allows your payment to remain constant so you know exactly how much you will pay every month and the amount you will have paid off at...

Selecting The Right Mortgage

Selecting The Right Mortgage

SELECTING THE RIGHT MORTGAGE The right mortgage for you isn't necessarily the one that offers the lowest rate, but rather a complete package of terms, conditions, rates and fees that fit your specific short- and long-term financial goals. A Mortgage Centre specialist...

Our Team

Satnam Saroya

Mortgage Consultant

Satnam Saroya is the Mortgage Planner and owner of Homekey Mortgages Inc. He has more than 15+ years of experience in mortgage industry and helped a number of clients in getting their dream homes.

Ph: 604-760-9172

email: [email protected]

Narinder Binepal

Office Manager and mortgage planner

Narinder is a mortgage planner and manages office activities and client relations with Surrey Office.

Ph: 778-862-2471

email: [email protected]


Happy Clients

Satnam at Homekey Mortgages helped us secure the best rate for our mortgage, including a cash back deal from the bank and the brokerage. I had lots of questions and Satnam took the time to answer them all. We’re very happy with Homekey Mortgages.

Ramneek Sidhu, Surrey BC

Homekey Mortgages Team was very helpful when I reached out to secure a better interest rate for our current mortgage. Mohinder was easy to work with and very responsive. I was also confident I was getting the best possible rate. We look forward to working with him again in the future.

Karan Singla, Chilliwack BC

Homekey Mortgages made our home purchase easy and stress free. The advisors were great to work with. We have already been recommending them to anyone We know that is purchasing a home.

Peter & Nancy, North Vancouver BC