Office: 604-593-5907 Fax: 604.593.5407 Satnam Saroya(Cell): 604-760-9172 email: [email protected]

Who We Are?

Homekey Mortgages is a leading mortgage brokerage firm, offering seamless solutions for all of your mortgage needs.

What We Do?

  • Bank mortgages with lowest rates to purchase or refinance.
  • Construction mortgages.
  • Alternate lending (If you are not qualified with bank's low rate mortgage)
  • Private mortgages (First, 2nd or 3rd) Upto 85% LTV.

(We have private funds, we can fund the deal same day if LTV is less than 70%)

Services We Offer


Whether you are looking to buy your first home or your hundredth, your Homekey Mortgage Expert will make sure you feel comfortable throughout the entire process and get the mortgage product that best suits your individual needs. We work with all types of home buyers from first timers to investors with multiple properties. If you are looking to live in it, we can finance it.


Are you looking to refinance your property to access some of the equity you have built up over the years? Maybe you want to consolidate some debts, start a new business, renovate your home, buy a vacation or investment property… regardless of the reason, Your Homekey Mortgage Expert will discuss all of your mortgage refinancing options with you and help you find the mortgage that suits your needs!

Second Mortgage

Second mortgages are a great option if you’re starting a new project or wanting to get back on track. Our team of highly skilled lenders focuses on financing second mortgages to homeowners.


The best time to start looking at renewing your existing mortgage is 120 days before your maturity date. If your existing lender has sent you a renewal offer in the mail or if they have called you on the phone, the first thing you should do is contact your Homekey Mortgage Expert for advice. Never just sign the bank’s offer, there is ALWAYS room to negotiate. We are here to help you, so that you don’t have to do the negotiations alone!

Construction Mortgage

With the housing boom in the Lower Mainland and Fraser Valley showing no signs of slowing down, we can secure your new development financing or renovation project financing quickly and efficiently.

Line of Credit

Whether you are financing your upcoming great occasion or seeking capital for your business, we can provide you with a secured line of credit that gives you the freedom to plan for the future.

Commercial Mortgage

Commercial mortgages are different from residential mortgages in a number of ways. Homekey Mortgages experts can secure commercial mortgage with maximum ltv and at great rates.

Alternative Lending

If big banks turned you down, we have access to a variety of alternate lenders such as B-lenders and private lenders.

Surrey Office

Unit 384 - 8148 128 Street

Surrey , BC V3W 1R1

Phone: 604.593.5907 

Fax: 604.593.5407

email: [email protected]

Vancouver Office

6603 Fraser Street

Vancouver, BC V5X 3T6

Phone: 604.593.5907 

email: [email protected]


Why Choose Us

Lower Rate

We have access to multiple rates and lenders.


Many lender's rates and mortgages can only be accessed through a mortgage broker. We have relationships with these lenders as well as banks.

We work for you

We work for our clients, not for the lenders.

Experience and Convenience

We have seen many different clients in varying financial situations. We can save you thousands in the process over the life of your mortgages.

Meet Our Team

Satnam Saroya is the Mortgage Planner and owner of Homekey Mortgages Inc. He has more than 15 years of experience in mortgage industry and helped a number of clients in getting their dream homes.

Ph: 604-760-9172

email: [email protected]

Mohinder Sidhu has more than 10 years experience in the industry and helped a number of clients in getting their dearm homes.
Ph: [email protected]
Narinder Binepal.
Office Manager and mortgage planner.
Ph: 778-862-2471

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 © 2020 Homekey Mortgages Inc.