Residential and Commercial Mortgages

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Homekey Mortgages Inc is a leading mortgage brokerage firm, offering seamless solutions for all of your mortgage needs. Whether you want to buy a new home, set up a business, or even refinance an existing loan or mortgage, we offer you the perfect solution to cater to your specific requirement.

At Homekey Mortgages Inc, we put our clients first and strive to serve them better. Our ever-increasing clientele is a clear indication of our commitment and focus to serve them better. We help our customers pick the right mortgage solutions according to their need, and then personalize them to suit their individual requirements. Our aim is not only to provide the best service, but also to establish a long-lasting relation with our customers.

Our brokerage is servicing clients across Surrey, Abbotsford, Delta, Langley, Burnaby, Vancouver, Richmond, Coquitlam, Maple Ridge, West Vancouver, North Vancouver, White Rock, New Westminster, Tsawwassen, Mission, Chilliwack, Kelowna, Kamloops, Prince George.


Apply online, call us or set up a meeting with us to find out the maximum amount you may be able to borrow. 

What you need to get pre-approval: Proof of Income, Proof of Assets, Good Credit and Employment Verification.


If you own a home and you have equity in it, we can assist you in consolidating all of your credit debts into a mortgage on your property. This process will usually lower your monthly payments from what you are paying to all of your creditors into one easy payment.

Equity in your home can help you to access cash when you need it, e.g. to buy a vehicle, renovate your property, to pay off high interest loans and to improve your credit, education, investments, vacation or to invest in business.

Contact us to find your options. Call 604-760-9172, 604-593-5907 or fill below form and we will contact you.


Let us simplify the whole process of getting the mortgage that’s right for you!

We’ll have Canada’s leading lenders compete for your mortgage, then we’ll provide unbiased advice so you get the mortgage that’s right for you!

TermsBank RateOur Rates
6 Months3.34%3.30%
1 Year3.59%3.19%
2 Years3.74%3.14%
3 Years3.89%2.69%
4 Years3.94%2.99%
5 Years5.59%2.74%
7 Years5.80%3.54%
10 Years6.10%3.70%

Current Variable Mortgage Rate: 2.95%

Current Prime Mortgage Rate: 3.95%

Updated on January 07, 2020.

Satnam Saroya

Ph: 604-760-9172 email: [email protected] Satnam has more than 10 years of experience in mortgage industry and helped a number of clients in getting their dream homes....

Narinder Singh Binepal

#384 - 8148 128 Street, Surrey, BC

Ph: 778-862-2471 email: [email protected]

Mohinder Pal Sidhu

Ph: 604-614-9954. email: [email protected]

Purchase Mortgages

Whether you are looking to buy your first home or your hundredth, your Homekey Mortgage Expert will make sure you feel comfortable throughout the entire process and get the mortgage product that best suits your individual needs. We work with all types of home buyers from first timers to investors with multiple properties. If you are looking to live in it, we can finance it.

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Second Mortgage/Private Mortgages

Second mortgages are a great option if you’re starting a new project or wanting to get back on track. Our team of highly skilled lenders focuses on financing second mortgages to homeowners.

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Are you looking to refinance your property to access some of the equity you have built up over the years? Maybe you want to consolidate some debts, start a new business, renovate your home, buy a vacation or investment property… regardless of the reason, Your Homekey Mortgage Expert will discuss all of your mortgage refinancing options with you and help you find the mortgage that suits your needs!

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Commercial Mortgages

Obtaining a commercial mortgage is a lot more difficult than getting a residential mortgage, and you need to be prepared for a grueling process that has many twists and turns - and sometimes a surprise ending. Our mortgage professionals have extensive experience in getting these mortgages approved.

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Construction Mortgage

Going to build your dream home, we can help you to get construction mortgage. 

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Make an appointment and we’ll contact you.

Contact form

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